Micro - Finance
Specially made for women
with low income
Micro Finance Loan
At Baiju Finance we offer a variety of different micro products tailored to your needs. Our whole model revolved around identifying, creating and vetting a reliable Joint Liability Group and sharing responsibilities for monthly collection across all the members, so the burden of repayments is distributed equally in case of unforeseen lapse in timely repayments.
M25K - Microfinance Loan of ₹25,000
Specific loans were created for individuals who need ₹25,000 for their financial needs
Product Details
Loan Amount
₹25,000
Loan Term
12 Months
Interest Rate
Up to 22% Flat OR 39% Reducing
Mandatory Requirements
Compulsory Documents
Aadhar Card
Other Documents
PAN Card or Voter ID (At least one)
Eligibility Criteria
Customer Age
Greater than 21 years and lesser than 60 years at the time of loan application
Minimum Monthly Income
₹10,000
Documents Required
Proof of Residence, KYC Documents
Applicable Charges
Processing fee/origination charges
Upto 5%
Foreclosure charges
Nil
Additional interest on late EMI
N/A in JLG
Per EMI bounce charge
N/A in JLG
Legal/incidental charges
At Actual
Loan cancellation charges
Nil
M30K - Microfinance Loan of ₹30,000
Specific loans were created for individuals who need ₹30,000 for their financial needs
Product Details
Loan Amount
₹30,000
Loan Term
12 Months
Interest Rate
Up to 22% Flat OR 39% Reducing
Mandatory Requirements
Compulsory Documents
Aadhar Card
Other Documents
PAN Card or Voter ID (At least one)
Eligibility Criteria
Customer Age
Greater than 21 years and lesser than 60 years at the time of loan application
Minimum Monthly Income
₹10,000
Documents Required
Proof of Residence, KYC Documents
Applicable Charges
Processing fee/origination charges
Upto 5%
Foreclosure charges
Nil
Additional interest on late EMI
N/A in JLG
Per EMI bounce charge
N/A in JLG
Legal/incidental charges
At Actual
Loan cancellation charges
Nil
M40K - Microfinance Loan of ₹40,000
Specific loans were created for individuals who need ₹40,000 for their financial needs
Product Details
Loan Amount
₹40,000
Loan Term
24 Months
Interest Rate
Up to 22% Flat OR 39% Reducing
Mandatory Requirements
Compulsory Documents
Aadhar Card
Other Documents
PAN Card or Voter ID (At least one)
Eligibility Criteria
Customer Age
Greater than 21 years and lesser than 60 years at the time of loan application
Minimum Monthly Income
₹10,000
Documents Required
Proof of Residence, KYC Documents
Applicable Charges
Processing fee/origination charges
Upto 5%
Foreclosure charges
Nil
Additional interest on late EMI
N/A in JLG
Per EMI bounce charge
N/A in JLG
Legal/incidental charges
At Actual
Loan cancellation charges
Nil
M50K - Microfinance Loan of ₹50,000
Specific loans were created for individuals who need ₹50,000 for their financial needs
Product Details
Loan Amount
₹50,000
Loan Term
24 Months
Interest Rate
Up to 22% Flat OR 39% Reducing
Mandatory Requirements
Compulsory Documents
Aadhar Card
Other Documents
PAN Card or Voter ID (At least one)
Eligibility Criteria
Customer Age
Greater than 21 years and lesser than 60 years at the time of loan application
Minimum Monthly Income
₹10,000
Documents Required
Proof of Residence, KYC Documents
Applicable Charges
Processing fee/origination charges
Upto 5%
Foreclosure charges
Nil
Additional interest on late EMI
N/A in JLG
Per EMI bounce charge
N/A in JLG
Legal/incidental charges
At Actual
Loan cancellation charges
Nil
Enter Personal Details
Enter your Personal Details like Legal name, phone, PAN Number, etc for verification
Upload Documents
Easily upload the required documents on the Baijufinance portal for our team to refer
Get Approved by our Team
Leave it up to our team to handle the nitty-gritty of the financial system while we help you get your desired amount
Get money in your account!
After approval get your desired amount disbursed into your account instantly!
More than 5 years of experience
At Baiju Finance we persevere to fulfill your financial requirements in your times of need. Whether it be a personal loan, finances to get a used car or money you need for your business/startup. We help you get funds at the most competitive interest rates and in the shortest amount of time out of any NBFC lender in our financial industry
Leave all the complicated stuff to us. Upload your documents and get verified with our all-online platform.
Loans
We specialize in a wide array of loans ranging from small personal loans, to sizeable business loan
Customer Oriented
Our team of financial professionals not only helps you with the details for application but also answers any technical doubts for your peace of mind
Experience
With more than 5 years of experience in the industry, when you opt for baijufinance, you can rest assured that you’re opting for the best
Insurance
Baijufinance does not only help you acquire loans but also provides a platform to acquire insurance from our lending partners
Straightforward
With one of the easiest application processes in the NBFC sector, Baijufinance promises to provide a smooth experience in your times of need
The old Fashioned way
We don’t only provide our online platform, but also the service to meet and talk to our financial experts, so you can resolve any and all doubts before opting for our financial service.