PRIVACY AND SECURITY POLICY
Use of this website signifies your acknowledgment and consent to this Privacy Policy. Please read this Privacy Policy carefully before using this website. By using our website you signify your consent/agreement to the terms and conditions of this Policy.
(1) PRIVACY & SECURITY OF WEBSITE
BAIJU FINANCE is committed to protect users’ privacy. BAIJU FINANCE understands and appreciates concerns of visitors and users of its website about their privacy, confidentiality and security of information that may be provided by them to BAIJU FINANCE. BAIJU FINANCE website enables the user to access several other websites on which BAIJU FINANCE has no control. BAIJU FINANCE is not responsible for the content and the privacy practices of such other websites. BAIJU FINANCE encourages the user to self-examine each website’s privacy statement.
(2) COLLECTION OF INFORMATION
BAIJU FINANCE, in its role as NBFC, may receive Personal & financial information of a person which may include Name, Mobile, Address, name of the bank, account number, etc. The collection of such information by BAIJU FINANCE is in consonance with statutory and regulatory requirements and internal procedural and operating guidelines.
(3) STORAGE OF INFORMATION
BAIJU FINANCE primarily collects personal information online to provide our visitors with a more relevant experience on this website and address their sales queries. When doing so, BAIJU FINANCE takes every reasonable effort to avoid the excessive or irrelevant collection of data. We collect personal information only to the extent that it is necessary for our business.
Personal information, if captured, is stored in paper and electronic files within BAIJU FINANCE’s premises, and approved archives. BAIJU FINANCE does not allow any unauthorized access to the information stored by it in any form whatsoever. The information is securely stored and access is restricted to authorized personnel only. BAIJU FINANCE incorporates a confidentiality clause in a non-disclosure agreement with entities having business with BAIJU FINANCE to keep personal information secure and confidential and not to disclose the personal information to others unless required by law or by an order of a court or by written instruction by BAIJU FINANCE. Such non-disclosure agreements stipulate that all personal information obtained by anthe another party from the arrangement with BAIJU FINANCE will be returned or destroyed on termination/expiry of the non-disclosure agreement.
Further, anytime you visit this website, BAIJU FINANCE may gather certain non-personally identifiable information regarding the means you use to access our site. This information may include the type and version of your browser, service provider, IP address, and any search engine you may have used to locate the website. We use this information to help diagnose problems with our server, administer the website, and compile broad statistical data.
(4) USE OF COOKIES
BAIJU FINANCE may use a browser feature known as a “cookie.”
Cookies are small files placed on your hard drive that assist in providing a user with a customized browsing experience. Cookies provide convenience to the user using the website to access the same from the place where it was last accessed if it is abandoned mid-way.
When a user visits BAIJU FINANCE’s website, the website administrator may use cookies to monitor the usage and collect statistics from the browser(s) used by users, including and not restricting the information about the time and date when a user accessed the site, the pages user visited, the Internet domain and IP address from which the user has accessed the website and information on the browsing software the user has used to access the website. However, no attempt is made to gather or keep personal details to identify users except, in an unlikely event of an investigation, where a law enforcement agency may exercise the power to inspect activity logs.
(5) PROTECTION OF INFORMATION
BAIJU FINANCE on a best-effort basis follows appropriate operational, physical, electronic, procedural, and technical safeguards against any unauthorized access or breach of data security to avoid any loss or damage to the owners of confidential information. However, BAIJU FINANCE shall not be made liable for the same in any manner whatsoever for any default.
(6) BREACH OF PRIVACY POLICY:
Without prejudice to BAIJU FINANCE’s other rights under these terms and conditions, if you breach any terms and conditions in any way of this Privacy Policy, BAIJU FINANCE may take such action as BAIJU FINANCE deems appropriate to deal with the breach, including suspending your access to the website, prohibiting you from accessing the website, blocking computers using your IP address from accessing the website, contacting your internet service provider to request that they block your access to the website and/or bringing court proceedings against you.
(7) CHANGES TO THIS PRIVACY POLICY
BAIJU FINANCE may revise this Privacy Policy from time to time. Please check this page regularly to ensure you are familiar with the current version.
(8) CONTACT
If anybody has any query about the privacy and security practices of BAIJU FINANCE, he/she may send his/her query by email to info@baijufinance.com