Key Management
Our Key Management Personnel brings a wealth of industry expertise, strategic acumen, and operational proficiency to the forefront, ensuring the efficient day-to-day functioning of our NBFC.
The Baiju Management Team
Comprising dynamic leaders in areas such as finance, risk management, and technology, our KMP is dedicated to driving operational excellence, implementing innovative solutions, and maintaining a client-centric focus in all facets of our business operations.
With a commitment to fostering a culture of collaboration and continuous improvement, our Key Management Personnel is instrumental in executing the NBFC's vision, managing resources judiciously, and delivering exceptional financial services to our clients while adhering to the highest standards of integrity and compliance.
Management Team
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Mr. Atul Kumar
CEO & Managing Director
Mr. Atul Kumar commenced his professional journey at American Express as a Project Team Member before assuming the role of Branch Manager at Aditya Birla Finance Limited, where he dedicated over five years to enhancing operational excellence. Following this, he served as a Regional Manager at India Bulls for one year and subsequently joined Fullerton India as State Manager, contributing over three years of strategic leadership.His career trajectory then led him to Azimuth Capital Pvt. Ltd., where Mr. Kumar held the position of Vice President for more than two years, honing his expertise in financial management. Building upon this wealth of experience, he ventured to establish Mithica Financial Services, showcasing entrepreneurial acumen.In the year 2019, Mr. Atul Kumar assumed the role of Director and CEO at Baiju Finance, bringing with him an extensive background of over 22 years in the finance industry. His diverse experience and proven track record underscore his proficiency in navigating the complexities of the financial landscape.
![Karan Bagga Karan Bagga](https://baijufinance.com/wp-content/uploads/2024/01/Karan-Bagga-image-jpg.webp)
Mr. Karan Bagga
Director
Mr. Karan Bagga, a seasoned professional with over two decades in Corporate & Institutional Banking, is recognized for his role as a growth catalyst, formulating successful business strategies for new areas and enhancing profitability through strategic decision-making.His expertise lies in Debt Capital Market, where he has orchestrated successful fundraisings of approximately INR 360 billion. Bagga's adept management has fostered strong, long-term relationships with over 12 affluent Indian business families, translating into earnings of about INR 2.7 billion throughout his career. Beyond fundraising, he provides expert advice on Debt restructuring, bad loan sales to Asset Reconstruction Companies, and stress credit funds. Bagga's proficiency extends to Foreign Exchange Fund Raising, involving External Commercial Borrowing and Foreign Currency Convertible Bonds for structured finance.With an in-depth understanding of regulatory frameworks, including RBI, SEBI, Stock Exchanges, and Credit Rating Agencies.
![Shishir Kumar](https://baijufinance.com/wp-content/uploads/2024/07/Shishir-Kumar--150x150.png)
Mr. Shishir Kumar
Chief Financial Officer
With over 15 years of extensive experience in finance and accounting, Mr. Shishir Kumar has served as Vice President of Finance and Accounting at Ascent Buildtech Pvt Ltd, a prominent entity within the real estate sector. In this capacity, he spearheaded the management of risk and investment strategies, overseeing the company's overall financial health.
Mr. Kumar brings a wealth of expertise in managing funding initiatives, budgetary processes, cost optimization, revenue enhancement, statutory compliance, and finalization of books of accounts. His leadership has been instrumental in ensuring the financial stability and growth of the organization.
Furthermore, as Director at Horizon Building Solutions Pvt Ltd since 2014, and within Ascent Developwell Pvt Ltd, Mr. Kumar has been pivotal in formulating and executing financial policies aimed at driving long-term growth and sustainability. He has implemented procedural frameworks, internal controls, and robust reporting mechanisms to enhance operational efficiency and ensure compliance with regulatory standards.
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Mr. Neerav Gajjar
Vice President Operations
Neerav Gajjar is a seasoned professional in the financial sector, currently serving as a pivotal member of Baiju Finance in the Risk and Audit Department . With a wealth of expertise, he plays a crucial role in overseeing the risk and audit department, ensuring the financial stability and compliance of the organization. Neerav's journey in the finance industry has been marked by a commendable track record, as prior to joining Baiju Finance, he dedicated a significant portion of his career to Indo Star Capital. His extensive experience in the same field at Indo Star Capital undoubtedly contributes to the depth and breadth of his contributions to Baiju Finance.
![Harshit Gajjar Image Harshit Gajjar Image](https://baijufinance.com/wp-content/uploads/2022/11/Harshit-Gajjar-Image-e1668758473710.jpeg)
Mr. Harshit Gajjar
IT and HR Head
Harshit Gajjar, the IT Head of Baiju Finance, possesses over 4 years of project experience in Deep Learning and Artificial Intelligence (AI), complemented by 2 years of expertise in software development. A gold medalist Neural Net Developer, Harshit specialized in Open Computer Vision and Applied Robotics during his academic pursuits. In his current role, he leverages his extensive knowledge to spearhead the IT initiatives at Baiju Finance. With a solid background in cutting-edge technologies, Harshit plays a crucial role in integrating advanced solutions for enhanced operational efficiency and innovation within the organization. His multidimensional experience positions him as a valuable asset in steering Baiju Finance towards the forefront of technological advancements in the financial sector.