Key Management
Our Key Management Personnel brings a wealth of industry expertise, strategic acumen, and operational proficiency to the forefront, ensuring the efficient day-to-day functioning of our NBFC.
The Baiju Management Team
Comprising dynamic leaders in areas such as finance, risk management, and technology, our KMP is dedicated to driving operational excellence, implementing innovative solutions, and maintaining a client-centric focus in all facets of our business operations.
With a commitment to fostering a culture of collaboration and continuous improvement, our Key Management Personnel is instrumental in executing the NBFC's vision, managing resources judiciously, and delivering exceptional financial services to our clients while adhering to the highest standards of integrity and compliance.
Management Team

Mr. Atul Kumar
CEO & Managing Director
Mr. Atul Kumar commenced his professional journey at American Express as a Project Team Member before assuming the role of Branch Manager at Aditya Birla Finance Limited, where he dedicated over five years to enhancing operational excellence. Following this, he served as a Regional Manager at India Bulls for one year and subsequently joined Fullerton India as State Manager, contributing over three years of strategic leadership.
His career trajectory then led him to Azimuth Capital Pvt. Ltd., where Mr. Kumar held the position of Vice President for more than two years, honing his expertise in financial management. Building upon this wealth of experience, he ventured to establish Mithica Financial Services, showcasing entrepreneurial acumen.
In the year 2019, Mr. Atul Kumar assumed the role of Director and CEO at Baiju Finance, bringing with him an extensive background of over 22 years in the finance industry. His diverse experience and proven track record underscore his proficiency in navigating the complexities of the financial landscape.

Mr. Suresh Kumar
Chairman
Mr. Suresh Kumar brings with him decades of experience, a deep understanding of traditional business values, and a steadfast commitment to ethical growth and long-term sustainability.
With a distinguished background in leadership and enterprise, Mr. Kumar has been a guiding force in shaping the company’s foundational vision — one rooted in trust, discipline, and financial empowerment. His strong principles, combined with his practical insights into the needs of the Indian economy, have been instrumental in establishing a culture of accountability and service excellence at Baiju Finance
As Chairman, Mr. Kumar provides strategic oversight, governance, and mentorship to the executive team. His guidance ensures that the company not only remains aligned with its mission but also adapts with resilience to the dynamic financial landscape.
Mr. Kumar believes in building institutions that serve society. His leadership reflects a rare blend of traditional wisdom and modern foresight, helping [Company Name] grow as a reliable and responsible NBFC committed to inclusive economic development.

Mr. Mandeep Khatri
Deputy CEO
Mandeep Khatri has recently joined Baijj Finance as the Deputy Chief Executive Officer, bringing a bold new vision to the organization at a pivotal stage of its evolution. As a new-generation leader with a deep passion for financial innovation, Mr. Khatri is focused on driving the company's digital transformation and global expansion strategy.
With a strong belief in the power of technology and fintech integration, he aims to redefine how financial services are delivered — making them more accessible, intelligent, and inclusive. His approach centers on leveraging emerging technologies to create seamless, customer-centric lending experiences that serve both traditional markets and the digitally native generation.
As a proponent of youth-led leadership, Mr. Khatri brings fresh perspective, high adaptability, and a dynamic outlook to the executive team. He is committed to building a culture of innovation, agility, and responsible growth — aligned with the evolving needs of modern India and beyond.
In his role, he will also take charge of leading the company’s international business development and expansion into global markets, positioning Baiju Finance to emerge as a competitive and credible financial institution on the world stage.
“We’re not just building a financial institution — we’re building a platform for global financial empowerment.”
— Mandeep Khatri

Mr. Shishir Kumar
Chief Financial Officer
With over 15 years of extensive experience in finance and accounting, Mr. Shishir Kumar has served as Vice President of Finance and Accounting at Ascent Buildtech Pvt Ltd, a prominent entity within the real estate sector. In this capacity, he spearheaded the management of risk and investment strategies, overseeing the company's overall financial health.
Mr. Kumar brings a wealth of expertise in managing funding initiatives, budgetary processes, cost optimization, revenue enhancement, statutory compliance, and finalization of books of accounts. His leadership has been instrumental in ensuring the financial stability and growth of the organization.
Furthermore, as Director at Horizon Building Solutions Pvt Ltd since 2014, and within Ascent Developwell Pvt Ltd, Mr. Kumar has been pivotal in formulating and executing financial policies aimed at driving long-term growth and sustainability. He has implemented procedural frameworks, internal controls, and robust reporting mechanisms to enhance operational efficiency and ensure compliance with regulatory standards.

Mr. Neerav Gajjar
Vice President Operations
Neerav Gajjar is a seasoned professional in the financial sector, currently serving as a pivotal member of Baiju Finance in the Risk and Audit Department . With a wealth of expertise, he plays a crucial role in overseeing the risk and audit department, ensuring the financial stability and compliance of the organization. Neerav's journey in the finance industry has been marked by a commendable track record, as prior to joining Baiju Finance, he dedicated a significant portion of his career to Indo Star Capital. His extensive experience in the same field at Indo Star Capital undoubtedly contributes to the depth and breadth of his contributions to Baiju Finance.